Here’s Exactly How Bright Closings Works
From deal submission to funded wire…No credit checks, no money out of pocket, no surprises! Here’s the full breakdown.
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500+
Deals Closed
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$250,000+
NET Profit Earned by Our Wholesalers
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24 Hrs
Approval Window, Or Less!
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47
States Covered
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Do You Qualify?
We keep the requirements straightforward. Here’s what you need:
✅ Requirement 1 — Both Closings Must Happen the Same Day This is transactional funding — it’s designed for same-day double closes. Your A-B and B-C closing must be scheduled on the same day.
✅ Requirement 2 — Both Closings Go Through the Same Title Company or Attorney The same closing agent handles both transactions. This keeps the wire flow clean and the closing smooth.
That’s it. No credit check. No income verification. No appraisal. If you meet these two requirements and have two signed contracts — you’re good to go.
The Process — Start to Finish
Step 1 — Submit Your Deal (5 Minutes) Fill out our deal submission form with your basic deal info — property address, A-B purchase price, closing date, and your title company’s contact. Upload your signed A-B and B-C contracts. That’s it. No bank statements, no tax returns, no application headaches.
Step 2 — We Review Within 24 Hours Our team reviews your deal fast. We look at your contracts and the deal structure — not your credit score or income. You’ll hear back from us quickly with either an approval or honest feedback on why it doesn’t work.
Step 3 — We Send Funding Confirmation to Your Title Company Once approved, we coordinate directly with your title company or closing attorney. We send written funding confirmation so everyone knows the money is coming and closing can proceed on schedule.
Step 4 — We Wire the Funds for Your A-B Close On closing day, we wire 100% of your A-B purchase price directly to the closing. You bring nothing to the table. Zero dollars out of your pocket.
Step 5 — Your B-C Close Happens. You Get Paid. The B-C closing wraps up immediately after. Your end buyer closes, the spread is distributed, and our fee is automatically deducted from your proceeds. Deal done. Check your bank account.
Why Bright Closings Beats Traditional Financing
We’re built for speed, flexibility, and real estate investors. Here’s how we stack up:
| Bright Closings | Typical Bank Loan |
|---|---|
| Approval Time: Within 24 hours or less! | 2–3 weeks minimum |
| Cash Needed: $0 — We fund the full amount and closing costs | 20–30% down required upfront |
| Funding Timeline: Same-day wire transfer possible | Often takes months |
| Requirements: Two signed contracts, same-day close, same title company closing both transactions. | Full credit/income verification, tons of paperwork |
| Fees: 1% of loan amount + $100 processing fee OR $1,250 flat fee | Origination fees, appraisals, inspections, points, etc. |
| Mindset: We’re real estate investors too! | Banks think like banks. Banks move slow. |
Simple, Transparent Pricing
No hidden fees. No surprises at closing. Here’s exactly what it costs:
Deals $125,000 or under → $1,250 flat fee One number. No math required. Taken from closing proceeds.
Deals over $125,001 → 1% of loan amount + $100 processing fee Still no upfront cost. Still paid from proceeds. Minimum $1,250.
✅ You never write us a check — our fee comes out of closing proceeds automatically
✅ If the deal doesn’t close, you owe nothing
What Types of Property Do We Fund?
- Single-family homes
- Duplexes, triplexes, quads
- Small multifamily
- Vacant land
- Mobile homes with land
- Commercial & mixed use
If it’s real estate and you’ve got two signed contracts — reach out. We’ll let you know quickly.
Deals over $1M? Contact us directly for a custom quote.
Ready to Get Funded?
You’ve got the deal. We’ve got the money. Let’s close it. Submit your deal info below, talk soon!
Start the Process
Get approved today! Just fill out the brief form below: